Effective Date: 4/16/2025
Welcome to Kreative Management Enterprises LLC. By purchasing or using any of our products, you agree to the following terms:
1. Digital Product Use
Your purchase includes a digital download with tools, templates, and strategies for credit repair. These are for personal use only and may not be resold, shared, or distributed.
2. No Legal or Financial Advice
The content provided is based on personal experience, AI-assisted strategies, and publicly available consumer laws. It is not legal or financial advice. We recommend consulting with a licensed professional for personalized help.
3. Results Disclaimer
While many clients have seen amazing results, individual results may vary. Your success depends on your effort, consistency, and specific credit situation. We do not guarantee any specific financial or credit outcome.
4. Refund Policy
Due to the digital nature of the product and instant access, all sales are final and non-refundable. Please review the offer details carefully before purchasing.
5. Community Conduct
Access to the Credit Kartel Telegram Group is a bonus feature. We expect respectful, spam-free participation. Anyone violating group rules may be removed at our discretion.
6. Modifications
We reserve the right to update or modify these terms at any time. Continued use of our products or services means you accept the current version of the Terms.